What percentage of employees must be offered coverage in a non-contributory group insurance plan?

What percentage of employees must be offered coverage in a non-contributory group insurance plan?

• A. 80%
• B. 75%
• C. 100%
• D. 90%

Answer: (C)

In a non-contributory group insurance plan, the employer pays the entire premium, and as a result, coverage must be offered to all eligible employees. The requirement is that 100% of the eligible employees must be offered coverage in order for the plan to be compliant with non-contributory standards. This ensures that there is no discrimination in coverage; all employees have access to the benefits provided by the plan without having to contribute financially. In contrast, other options represent percentages that do not meet the requirements for non-contributory plans, where inclusivity of all eligible employees is critical to promote equitable access to the insurance benefits.

In a non-contributory group insurance plan, the employer pays the entire premium, and as a result, coverage must be offered to all eligible employees. The requirement is that 100% of the eligible employees must be offered coverage in order for the plan to be compliant with non-contributory standards. This ensures that there is no discrimination in coverage; all employees have access to the benefits provided by the plan without having to contribute financially.

In contrast, other options represent percentages that do not meet the requirements for non-contributory plans, where inclusivity of all eligible employees is critical to promote equitable access to the insurance benefits.